I keep two columns when checking a settled bet: money returned and profit. They answer different questions. At hypothetical decimal odds of 2.00, a winning one-unit stake returns two units, but only one unit is profit. A refunded stake returns one unit and earns nothing. Treating either return as profit would distort the record. A split settlement needs the same discipline. If half the unit wins at 2.00 and half is refunded, the return is 1.50 units and the profit is 0.50. If half loses and half is refunded, the return is 0.50 and the loss is 0.50. These are arithmetic examples, not live recommendations. Record the actual line and the result of each half before judging the pick.